Privacy Policy

Last Updated: October 27, 2026

1. Introduction

Gathright Financial Services ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit our website, inquire about our Final Expense Insurance or LegalShield services, schedule appointments, or communicate with us through phone, SMS, or email.

By using our website or services, you acknowledge this Privacy Policy. Participation in SMS marketing communications requires your express consent.

2. Information We Collect

Contact Information

We may collect your name, email address, phone number, mailing address, and other information you voluntarily provide through website forms, appointment requests, or direct communications.

Insurance and Service Information

When you request information about Final Expense Insurance or LegalShield, we may collect information necessary to understand your needs and assist with available coverage or membership options.

Communications Data

If you opt in to receive SMS or email communications, we may maintain records of your consent, communication preferences, messages, and opt-out requests.

Website and Device Information

We may collect information through cookies and analytics tools, including IP addresses, browser types, device information, pages visited, and website interactions.

Appointment Information

We may collect appointment dates, scheduling preferences, and relevant service inquiry details.

3. How We Use Your Information

We may use your information to:

Respond to inquiries about Final Expense Insurance and LegalShield services.

Provide insurance information, consultations, and customer support.

Schedule, confirm, and remind you about appointments.

Send SMS and email communications when you have provided the appropriate consent.

Share service updates and promotional information with individuals who have opted in.

Improve our website, services, and customer experience.

Maintain records of communication consent and opt-out requests.

Comply with applicable laws and regulatory requirements.

Protect against fraud, unauthorized access, and security threats.

4. SMS Communications and Consent

By voluntarily opting in through our website forms or other approved consent methods, you agree to receive text messages from Gathright Financial Services.

Depending on your selected preferences, messages may include appointment confirmations, reminders, responses to inquiries, service updates, and promotional communications.

Message frequency varies.

Message and data rates may apply.

Reply STOP to unsubscribe at any time.

Reply HELP for assistance.

Consent to receive marketing messages is not a condition of purchase.

We maintain records of SMS consent and opt-out requests as required by applicable regulations.

5. Cookies and Tracking Technologies

We may use cookies, analytics tools, and similar technologies to understand website activity, improve functionality, and evaluate marketing performance.

You may manage or disable cookies through your browser settings. Certain website features may not function properly if cookies are disabled.

6. How We Share Your Information

Gathright Financial Services does not sell your personal information.

Mobile Information and SMS Consent

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

Information sharing with subcontractors providing support services, such as customer service, is permitted when necessary to deliver those services.

All other use-case categories exclude text messaging originator opt-in data and consent. This information will not be shared with any third parties for their own marketing or promotional purposes.

Service Providers

We may share necessary information with trusted service providers who assist with website hosting, customer relationship management, SMS delivery, email services, scheduling, and analytics.

Insurance Carriers and Service Partners

When necessary to provide requested services, we may share relevant information with insurance carriers, LegalShield, or authorized service partners, subject to applicable privacy requirements.

Legal Requirements

We may disclose information when required by law, regulation, court order, or other lawful process.

Business Transfers

If our business undergoes a merger, acquisition, or transfer of assets, relevant information may be transferred subject to applicable privacy protections.

7. Your Privacy Choices

SMS Opt-Out

You may unsubscribe from text messages at any time by replying STOP. You may receive a final confirmation message. No further messages will be sent unless you opt in again.

Email Opt-Out

You may unsubscribe from promotional emails using the unsubscribe link included in those communications.

Access, Correction, and Deletion

You may contact us to request access to, correction of, or deletion of your personal information, subject to applicable legal and record-retention requirements.

8. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction.

However, no electronic transmission or storage system can guarantee complete security.

9. Children's Privacy

Our website and services are not directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13. If we discover that such information has been collected, we will take appropriate steps to delete it.

10. Third-Party Websites

Our website may contain links to third-party websites, including insurance providers and LegalShield.

We are not responsible for the privacy practices or content of independently operated third-party websites. We encourage visitors to review their respective privacy policies.

11. Updates to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our services, practices, or legal obligations.

Any updates will be published on this page with a revised Last Updated date.

12. Contact Us

For questions about this Privacy Policy or your personal information, please contact:

Gathright Financial Services

Christopher "Chris" Gathright

Lincoln City, Oregon 97367

Phone: (909) 496-0436

Email: [email protected]